Are You Ready To Own Your Dream Home?

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I Am Rubbie Groves-Clay

As a native St. Louisan and Broker-Owner of Clay Realty Group LC, with over 33 years in real estate and 35+ years in property management, I’m here to guide you through the home-buying process. I also bring over 10 years of experience as a Licensed Insurance Broker, so I understand both the real estate and financial sides of purchasing a home.

Buying a home is a big step, and having a knowledgeable guide by your side can make all the difference. In my "How to Successfully Buy a Home" webinar, I’ll walk you through the entire process, from getting pre-approved for a mortgage to closing the deal. Together, we’ll break down the steps to make sure you’re well-prepared and confident at every stage.

This webinar is perfect for first-time homebuyers or anyone looking to feel more confident navigating the home-buying process. Whether you're just starting or need a little extra guidance, I’ll help you understand the key steps and avoid common pitfalls to ensure a smooth experience.

Let’s work together to make your dream of homeownership a reality. I’m here to support you every step of the way, offering advice and insight to make the home-buying journey as easy as possible. Your future home is waiting!

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STILL NOT SURE?

Frequently Asked Questions

Find answers to our most frequently asked questions here.

Question 1: What is the first step in buying a home?

The first step is getting pre-approved for a mortgage. This helps you understand your budget and shows sellers you're a serious buyer.

Question 2: How much should I save for a down payment?

Typically, a down payment ranges from 3% to 20% of the home’s purchase price. The more you save, the better your loan terms could be.

Question 3: What’s the difference between pre-approval and pre-qualification?ale?

Pre-qualification is an estimate based on your financial info, while pre-approval is a more thorough process where the lender checks your credit and finances.

Question 4: How long does the home buying process take?ake?

On average, the home buying process takes 30 to 45 days, but it can vary depending on factors like loan approval and the closing process.

What Others Are Saying

I now understand budgeting and credit management. Her guidance was a game changer!
— Sophia M.

I went from renting to homeownership. She made the process clear and achievable!

— Brandon K.

Rubbie’s guided me step-by-step through buying my first home. Her expert tips made homeownership a reality for me!

- Kimberly S.